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Opher Ganel
Opher Ganel

4K Followers

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Published in Financial Strategy

·Pinned

Quickly Find My Top Stories

See a different way of looking at all things money — links that take you to my top stories, or scroll down to discover my latest… — 3 Greatest of my Latest Be a Money Contrarian Financial Independence (don’t call it retirement…) Invest Differently More Ways to Make Money To Buy Cars Well, Do This, Not That… Read every story you want from Opher Ganel (and thousands of other writers on Medium), whenever you want… As a Medium member, you get full access to every story, and a portion of your membership fee supports the writers you read…opher-ganel.medium.com

Money

1 min read

Money

1 min read


Published in Crow’s Feet

·8 hours ago

Charitable Gift Annuities: Smart Way to Income and Tax Savings?

Including new opportunities with SECURE 2.0 — It seems designed to be as confusing as possible. Yeah, I’m talking about the U.S. tax code, with its 10,000+ sections, and 6980 pages. Adding all the regulations, interpretations, and official tax-law guidance, you get to 75,000 pages! But do you know what that means? Nearly endless opportunities to reduce…

Charity

6 min read

Charitable Gift Annuities: Smart Way to Income and Tax Savings?
Charitable Gift Annuities: Smart Way to Income and Tax Savings?
Charity

6 min read


Published in The Generator

·4 days ago

“Wow” Headlines: 2 Amazingly Quick and Easy Ways with ChatGPT

How ChatGPT can help, not replace you as a writer (said simply, it’s “and,” not “or”) — If you write online content (unless you’ve been hiding under a rock) you know these two things. Without a compelling headline, you may as well not publish. Even a great article, hidden by a mediocre headline, will languish with little to no reader attention. Large Language Models such as ChatGPT…

Headlines

9 min read

“Wow” Headlines: 2 Amazingly Quick and Easy Ways with ChatGPT
“Wow” Headlines: 2 Amazingly Quick and Easy Ways with ChatGPT
Headlines

9 min read


Published in Making of a Millionaire

·Mar 20

ChatGPT: Stop Wasting Money Now on 25 Things — Should You?

Does the AI know anything about building wealth? — As usual, I spent some time this morning reading articles on financial independence and money. Since I often write about these topics, reading what others write often sparks ideas I can build on. Sometimes, though, it seems like ChatGPT may have done some or even most of the writing. Without…

Chatgpt

9 min read

ChatGPT: Stop Wasting Money Now on 25 Things — Should You?
ChatGPT: Stop Wasting Money Now on 25 Things — Should You?
Chatgpt

9 min read


Published in Making of a Millionaire

·Mar 17

Can (More) Side Hustles Help You Survive Inflation, Debt, and Delinquencies?

It’s rough out there, and things look bleak, but it doesn’t have to be that way… — You’ve felt it in your wallet. With persistently high inflation pushing prices up at rates not seen in over 40 years and incomes struggling to keep pace, your checking and savings balances keep dwindling, while your credit card balances spiral ever higher. Meanwhile, billionaires are laughing all the way to…

Inflation

7 min read

Can (More) Side Hustles Help You Survive Inflation, Debt, and Delinquencies?
Can (More) Side Hustles Help You Survive Inflation, Debt, and Delinquencies?
Inflation

7 min read


Published in Making of a Millionaire

·Mar 7

3 Simple Little Problems with Articles About Average 401(k) Balances

And why they divert your attention from where it belongs to the irrelevant… — Admit it. You know you (and everyone else) love to read articles like these: This Is the Average 401(k) Balance. How Does Yours Compare? (The Fool) The average 401(k) balance by age (BankRate) The average 401(k) balance by age, income level, gender, and industry (Business Insider) The Average 401(k) Balance…

401k

6 min read

3 Simple Little Problems with Articles About Average 401(k) Balances
3 Simple Little Problems with Articles About Average 401(k) Balances
401k

6 min read


Published in Crow’s Feet

·Mar 6

Emergency 401(k) Withdrawals? How SECURE 2.0 Makes It Easy

And other related benefits of the new legislation… — Less than a year ago I crossed a magical line in the legislative sand. I turned 59.5. Yeah, I know, that’s kind of an odd number, isn’t it? Tell that to Congress though. They made that age a critical milepost in letting us access our own money from tax-deferred retirement…

401k

6 min read

Emergency 401(k) Withdrawals? How SECURE 2.0 Makes It Easy
Emergency 401(k) Withdrawals? How SECURE 2.0 Makes It Easy
401k

6 min read


Published in Making of a Millionaire

·Mar 3

ICE, Hybrids, EV? How to Rigorously Compare 5-Year Costs

Without forgetting the impact of the new EV tax credit… — I confess. I love data. Data are objective. They don’t change just because someone wants them to. So, when you want to make an informed decision on something as expensive as what car to buy, data are your best friend. That’s why I love Edmunds.com’s …

Ev

9 min read

ICE, Hybrids, EV? How to Rigorously Compare 5-Year Costs
ICE, Hybrids, EV? How to Rigorously Compare 5-Year Costs
Ev

9 min read


Published in Making of a Millionaire

·Feb 24

What’s the Best Way to Craft a Successful Financial Plan?

How to make sure you’re following the right map… — A good financial plan is a crucial step for your financial security and stability. A well-crafted plan can help you reach your financial goals, such as paying off debt, saving for a down payment on a home, saving for your kids’ college education, investing for retirement, or anything else that’s…

Financial Planning

7 min read

What’s the Best Way to Craft a Successful Financial Plan?
What’s the Best Way to Craft a Successful Financial Plan?
Financial Planning

7 min read


Published in Making of a Millionaire

·Feb 24

Professional Financial Plans: What Are the Benefits, Time, and Cost?

Four financial pros answer five basic questions — As important as a good financial plan is for your future financial well-being too many of us never spoke with a planner and don’t know even the basics. I reached out to several pros and asked them to answer what are probably the first five simple questions we should ask… Question 1: What Do I Get from a Good Financial Plan? …

Cfp

9 min read

Professional Financial Plans: What Are the Benefits, Time, and Cost?
Professional Financial Plans: What Are the Benefits, Time, and Cost?
Cfp

9 min read

Opher Ganel

Opher Ganel

4K Followers

Consultant | physicist | writer |financial strategist | avid reader | amateur photog. | support my writing here ➜ https://opher-ganel.medium.com/membership

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