Opher Ganel – Medium

Opher Ganel

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Opher Ganel

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May 14, 2024

Your Best Way to Wealth: Real Estate or Stock Portfolio?

My personal experience agrees with Fed data…

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May 14, 2024

3 Easy and Simple Wealth-Building Hacks That Actually Work

Lessons learned going from a negative net worth to nearly retirement-ready…

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May 14, 2024

Dynamic Retirement Withdrawals? Simple Pros, Cons, and Your Best One

A new report examines 5 dynamic withdrawal strategies for funding retirement — which one’s best for you?

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4d ago

Do These Illinois Tax Mistakes Cost You Thousands?

Higher-income Illinois residents often overlook these state-specific tax rules. Here’s what financial advisors want you to know.

Chicago’s Cloud Gate at dusk.

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Jul 1

Getting Financial Advisors All Wrong? It Could Cost You More Than Money

What advisors say clients value most, and how to decide if professional advice is right for you.

Two red and white arrow signs pointing in opposite directions, one saying “ONE WAY,” and the other saying, “OR ANOTHER.”

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Jun 26

Could This Under-the-Radar Student-Loan Benefit Boost Your Retirement Savings?

Financial advisors explain how a new SECURE 2.0 provision can help your retirement savings keep growing even if student-loan debt prevents…

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Jun 24

Are You Optimizing New Jersey or Other High-Tax-State Taxes the Wrong Way?

Financial advisors explain why the best tax strategy isn’t always the one that produces the smallest tax bill and share a better framework…

Atlantic City, NJ boardwalk at dusk.

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Jun 22

The 60/40 Portfolio Isn’t Dead, But Here’s Why Advisors Look Beyond It

Why financial advisors build portfolios around people, not percentages, and why chasing the “best” portfolio can backfire on you.

A young woman sitting in front of a large monitor showing investment performance.

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Jun 3

How Financial Advice Can Be Right, Yet Dangerously Wrong for You

Financial advisors explain why accurate financial information isn’t enough, and how to tell whether it actually applies to your situation.

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May 28

Avoid a Recession Trap? It’s Not About the Markets

A practical, step-by-step recession-prep playbook from financial advisors: How to reduce fragility, strengthen your finances, and avoid the…

Scrabble tiles spell out the word “RECESSION.”

Opher Ganel

Opher Ganel

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.

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