Opher Ganel – Medium

Opher Ganel

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Published in
Financial Strategy

Your Best Way to Wealth: Real Estate or Stock Portfolio?

My personal experience agrees with Fed data…

May 14

A high-angle view of a town with trees turning color and a few clouds in a blue sky.

May 14

Pinned

Published in
Financial Strategy

3 Easy and Simple Wealth-Building Hacks That Actually Work

Lessons learned going from a negative net worth to nearly retirement-ready…

May 14

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May 14

Pinned

Published in
Financial Strategy

Dynamic Retirement Withdrawals? Simple Pros, Cons, and Your Best One

A new report examines 5 dynamic withdrawal strategies for funding retirement — which one’s best for you?

May 14

A silhouetted woman sits cross-legged, holding a bright white crystal ball.

May 14

Published in
Financial Strategy

Financial Advice: More Americans Tune in To FinTok; Smart Move?

Surveys report many, especially among Gen Z, get their financial information from TikTok — this can be risky…

1d ago

A young woman holds up her hands like an image frame.

1d ago

Published in
Financial Strategy

Money: How Wealthy People Live Like Kings Paying Zero Taxes

It sounds like it should be illegal, but it isn’t…

5d ago

A white canvas bag open at the top with lots of $100 bills overflowing.

5d ago

Published in
Crow’s Feet: Life As We Age

Is Net Worth THE Key Money Number? Think Again

A better number to track (though net worth is still useful)

Dec 6

A young woman sitting at a desk with an open laptop, writing on a form.

Dec 6

Published in
Financial Strategy

Yes, Interest Rates Will Drop in 2025–2026, But How Far?

Keeping in mind that projections aren’t prophecies…

Dec 1

A person in silhouette holding a brightly lit crystal ball.

Dec 1

Published in
Crow’s Feet: Life As We Age

Ways Rich People Shield Their Wealth From Risks

And what the rest of us can learn from them

Nov 5

A man in a military uniform with facepaint holds a shield and sword.

Nov 5

Published in
Crow’s Feet: Life As We Age

Are There Really People Who Don’t Spend Enough Money? Yes!

This can be a real problem, but it’s one you can fix

Oct 27

An open silver-colored briefcase full of stacks of $100 bills sitting on a table with loose $100 bills surrounding the case.

Oct 27

Published in
Financial Strategy

Insurance Money? 9 Best Things to Do First, 3 to Avoid

Experts provide a roadmap to thoughtfully deploy a sudden insurance windfall, as well as some pitfalls to avoid…

Oct 19

A young woman smiling widely while holding up a sheaf of banknotes in a fan.

Oct 19

Opher Ganel

Opher Ganel

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.

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