At this point I think we need to agree to respectfully disagree, though I completely agree with you on: ""Putting all your money into a house and having nothing left over is not a good strategy."

As I said elsewhere, if you can buy a home, not buying a home at all is not a good thing, just as buying too expensive a house is not a good thing. The optimal strategy is to buy a home ***at the right price for your financial situation*** which improves your financial outcomes, which makes it an asset.

I’ve successfully built my own wealth, greatly aided by owning my first home, and then my second which is now a rental property, and now my third.

Buying your home is not an investment in the traditional sense, but it most certainly (assuming you don’t buy more house than you should) is one of the best things you can do for your financial wellbeing.

The hundreds of thousands of dollars you save by not having to pay rent are hundreds of thousands you can invest in equities, rental real estate, your own business, etc. (and I’ve done all three).

All the best.