Nov 20, 2020
Completely agree with your thought process Ben, and that's what I've been saying for quite a while (e.g., https://medium.com/financial-strategy/why-prepaying-your-mortgage-is-almost-always-a-terrible-idea-88fa87977d77).
One question though - do you not have fixed long-term mortgages in Canada like the venerable 30-year-fixed mortgage we have in the US?
