Hey Ben, that aligns fairly well with this "dirty little secret about money" that I wrote a while back: https://medium.com/financial-strategy/the-dirty-little-secret-about-money-168edd36a2ee.

As you allude to, more money gives you the option to say "yes" to more things you want, as well as to say "no" to more things you don't want. I'll write more about that and post a link here later.