Hi K.M. and thanks for sharing your thoughts on this. Given that you’re planning to buy a new car this week, you might find this useful: https://medium.com/makingofamillionaire/save-money-on-a-new-car-in-4-simple-steps-3ce92bd38328.
I absolutely agree that we must each make our own choices, so that when we make mistakes, they are our own and not someone else’s :).
I don’t claim that my thoughts, opinions, or suggestions are right for everyone. Only that (in my opinion) they would serve most people better than the alternatives.