I have to admit that my personal finance articles are usually intended to help people who are already doing at least somewhat well do better.

And I'm still working on the article you challenged me to write, offering (hopefully useful) advice to people making under 200% of poverty-line income.

Meanwhile, reading some surveys from LendingTree got me thinking about how whacked our system really is, so I had to write something about it.

I hope you'll forgive me for posting the link here Michelle, and if you want, I'll remove it, but I'm really curious to read your thoughts on it: https://medium.com/p/can-more-side-hustles-help-you-survive-inflation-debt-and-delinquencies-b81c6f1b51fc.

Hopefully it doesn't come across as smug and unhelpful. But if it does, I'd appreciate hearing from you how and why, so I can do better.