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Feb 15, 2024

I wanted to add that if it helps, I'm happy to modify or delete my initial comment. It's never my intent to offend, and clearly that's exactly what my comment did, for which I again apologize.

Opher Ganel
Opher Ganel

Written by Opher Ganel

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.

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