Opher Ganel
1 min readApr 17, 2019

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Lots of great advice. Thanks.

Generalizing and expanding a bit:

  • Know your fixed and variable costs, and keep both as slender as possible consistent with running a great business.
  • Reduce debt.
  • Build a cash reserve.
  • Market energetically even when times are flush.
  • Build great relationships with clients, colleagues serving clients in related niches, and competitors.
  • Make plans now for what expenses you can cut right away, and what you can cut in a week or a month.

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Opher Ganel
Opher Ganel

Written by Opher Ganel

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.

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