Thank you for your kind words, Carlos.

It's so disheatening, even though we're doing fine from this perspective. There's such a dissonance between the lives of the haves and have-nots in our country that it's hard to reconcile.

I'm about to publish another article, showing how much house you can afford given your income and interest rate. At 8% interest you need a 6-figure income to buy a house that's significantly less than the national median.