That quote came from a piece by Agora Financial. I'd never heard of them, so I did a quick Google search and found this: https://www.ftc.gov/legal-library/browse/cases-proceedings/182-3116-agora-financial-llc#:~:text=According%20to%20the%20FTC's%20complaint,Congress'%20Secret%20%241.17%20Trillion%20 Giveaway. I wouldn't trust that source.