To protect that money from potential judgments in the future, it's best to not mingle 401(k)…

…s, it could be difficult, or take some time, to get an adequate amount of funds to invest; however, if you have a 401K from a previous employer that you can rollover into an IRA you can contribute a larger amount at once.

Self-Directed IRA (SDIRA): Are They Worth the Hassle?

HD Brown

Opher Ganel

Aug 6, 2023

To protect that money from potential judgments in the future, it's best to not mingle 401(k) rollovers and non-401(k)-rollover money: https://medium.com/p/3-easy-ways-to-protect-your-401-k-after-leaving-e643d70657cd.

If you establish a new IRA for the rollover, the money enjoys unlimited exemption from bankruptcy.