Within the limits of what you share, it seems like it's the right choice for you. The good thing is, you're not risking much. The worst that could happen is that you don't save up as much as you need, and sell investments when you must. If the market keeps sliding down, the shares you sell might be worth 20-30% less than they are now. However, by then you'll know exactly how much you have to sell, which will likely be 50-75% less than the full amount you'd sell if you had to do it now. All in all, it looks like you're on a great path.