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Jan 27, 2025

Yes, I understand. Morningstar's latest SWR for a 30-year retirement with a fixed (inflation-adjusted) withdrawal using a highly diversified portfolio shows 3.7%. Last year it was 4%, the year prior it was 3.8%, and the year before that it was 3.3%.

Opher Ganel
Opher Ganel

Written by Opher Ganel

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.

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